401(k) & 403(b) Plan Management

Retirement plans are one of the most valuable benefits you can offer your employees—but they also come with complex rules, paperwork, hidden fees, and serious legal liability. For many business owners and HR teams, managing a retirement plan quietly becomes a full-time job they never asked for. The good news? You don’t have to carry this burden alone.

We help business owners and organizations simplify, upgrade, and de-risk their retirement plans—without disrupting your current provider or causing unnecessary complications for your team.

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Why Proper Plan Management Matters

As a plan sponsor, you are personally liable for the fees, investment options, and decisions made inside your retirement plan—even if you outsource pieces of the administration.

If your plan is out of compliance, too expensive, or not properly monitored, it can lead to:

Fiduciary exposure and legal risk

Unnecessary costs for both the company and employees

Frustrated HR staff responsible for notices, distributions, updates & more

Outdated plan documents and missed regulatory changes

Poor investment options and inadequate participant results

Most employers don’t realize they are carrying this risk—and most don’t know there is a better solution.

What We Can Do For You

Our team specializes in helping business owners build, protect, and transition their companies using tax-efficient strategies designed around their goals.

You no longer need to be the plan sponsor or carry fiduciary responsibility—we step in and take that role.
We handle:

Fiduciary oversight and legal responsibility
Plan documents, updates, notices, and distributions
Compliance, governance, and monitoring

Your HR team gets their time back. Your leadership team gets peace of mind.

In many cases, you can keep your current provider while still adding institutional-level investment options and lowering costs.
We help you:

Maintain your existing platform if preferred
Add better investment menus for employees
Reduce unnecessary fees and improve outcomes

Participants get more value while the company reduces risk.

We’ll conduct an in-depth, unbiased analysis of your current plan and walk you through the results in plain English.
Our analysis includes:

Plan-level asset review (by fund)
Fee benchmarking using your 408(b)(2) disclosures
Review of current plan design and adoption agreement
Evaluation of eligibility, vesting, advisor compensation, and administration

You’ll see exactly where you stand—backed by real numbers, not opinions.

Once the analysis is complete, we show you what’s working, what’s not, and what improvements are available—without pressure or obligation.
You’ll walk away knowing:

Whether your plan is compliant
If your fees are fair
If your employees have strong investment options
How to reduce risk for the company
What improvements can be made—and what they’ll cost

The decision is always yours. We simply give you the clarity, transparency, and expertise to make it confidently.